Matt Tenczar
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Matt Tenczar


Your San Jose Real Estate Connection

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Home Equity: How to Use It

Home Equity: How to Use ItA refinance pays off your current mortgage and gives you cash based on your equity. These are good for:l Lowering or locking in your mortgage interest ratel Getting large sums of money ($30,000 or more)Home equity loans (second mortgage) are installment loans that are paid out in one lump sum. They’re good for:l repaying credit card debtl remodeling projectsl buying a new vehicleA home equity line of credit works like a credit card – you agree to a pre-set limit and then borrow as you need to, or in the event of an emergency, usually for up to 10 years. Good for:l debt consolidationl major home improvements…
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